Share Expenses & Split Bills
The shared cost tracker for couples, flatmates, travellers, and friends.
Stop the spreadsheet chaos. Settleasy is the private expense splitter app to track, divide, and manage shared costs and income without exposing your data. It calculates exactly who owes what — with zero accounts, zero subscriptions, zero servers, and zero data leaving your device.
Whether you are managing recurring household expenses, splitting weekend getaways, keeping a tab on who paid for dinner or received a group refund, Settleasy handles the complexity and gives you accurate balances instantly.
Tired of accounts and subscriptions? Start splitting expenses the private way today.
Perfect for Splitting Group Expenses
- Couples sharing household bills, partner costs, and monthly expenses
- Flatmates in shared houses splitting rent, utilities, and groceries
- Travel groups managing holiday and trip expenses across multi-currency ledgers
- Families tracking shared costs, spend, and income
- Friends settling holiday bills, dinners, and group activities
Smart Settlement Calculations
Create a settlement, add your expenses and income, and let Settleasy do the maths.
Flexible Shares
Set how costs are divided: equal splits, custom percentages, or specific amounts. One participant paying 70%? Another 30%? Done.
Track Who Paid What
Record actual payments for each expense. Alice paid £50, Bob paid £150 for a £200 dinner? Add both contributions and the app tracks the balance automatically.
Automatic Balance Calculation
Instantly see who owes whom based on agreed shares versus actual payments. No mental maths, no arguments over the bill.
Settlement Payments
Record payments between participants to clear balances. Watch debts zero out as you settle up.
Organised & Intuitive
- Participants - Add people with names and optional photos
- Grouping & Sorting - Organise settlements and items exactly how you want them
- Undo Protection - Accidentally deleted something? Restore it instantly
- Platform Support - Native on iPhone, iPad, and Apple Silicon Macs
Built for Real Life
Settleasy handles the messy details of shared finances so you don't have to.
Multi-Currency Made Easy
Travelling abroad? Set your settlement in GBP while adding expenses in EUR, JPY, or any currency. Enter exchange rates to convert paid amounts to your base ledger currency.
Duplicate Settlements Instantly
Monthly household expenses? Long-press any settlement to duplicate it with your choice of items, shares, and payments carried over. No recreating from scratch.
PDF Reports
Create professional PDF reports from your settlements at the tap of a button for clear and organised documentation. Share them with other participants—via email or messenger, for example—or save them locally for your archives.
Flexible Data Exchange
Export your settlements to create backups or share them with others. The smart import lets you choose whether to skip, replace, or add imported settlements as new copies.
Private by Design
100% Local. 100% Private. 100% Yours.
Settleasy stores everything on your device. There are no accounts, no servers, and no data transmission. Your financial information never leaves your iPhone, iPad, or Mac.
You manage settlements yourself—participants don't need the app and aren't tracked. It's your data, your way. Perfect for anyone who values privacy or needs to work offline.
Pro Features
- Unlimited Settlements (Free version: up to three settlements at a time)
- Watermark-free PDF Reports (Free version: PDF reports include a watermark)
- Future Pro features included
Why Choose Settleasy?
Unlike other expense splitting apps that require accounts or subscriptions and share data with servers, Settleasy works completely offline. You track expenses, calculate balances, and settle payments — all without exposing your financial information to third parties.
Perfect for splitting bills with flatmates, managing household expenses with your partner, or tracking holiday costs with friends where privacy and precision matter.