Split Bills & Share Costs Privately
The ultimate ledger for couples, roommates, travelers, and friends.
Stop the spreadsheet chaos. Settleasy is the private expense splitter app to track, divide, and manage shared costs without exposing your data. It calculates exactly who owes what — with zero accounts, zero servers, and zero data leaving your device.
Whether you're managing recurring household expenses, splitting weekend getaways, or keeping a tab on who paid for dinner, Settleasy handles the complexity and gives you accurate balances instantly.
Tired of shared accounts? Start splitting expenses the private way today.
Perfect for Splitting Group Expenses
- Couples sharing household bills, partner costs, and monthly expenses.
- Roommates in shared apartments splitting rent, utilities, and groceries.
- Travel groups managing holiday and trip expenses across multi-currency ledgers.
- Families tracking shared costs, spend, and income.
- Friends settling vacation bills, dinners, and group activities.
Smart Settlement Calculations
Create a settlement, add your expenses and income, and let Settleasy do the math.
Flexible Shares
Set how costs are divided: equal splits, custom percentages, or specific amounts. One participant paying 70%? Another 30%? Done.
Track Who Paid What
Record actual payments for each expense. Alice paid $50, Bob paid $150 for a $200 dinner? Add both contributions and the app tracks the balance automatically.
Automatic Balance Calculation
Instantly see who owes whom based on agreed shares versus actual payments. No mental math, no tab arguments.
Settlement Payments
Record payments between participants to clear balances. Watch debts zero out as you settle up.
Organized & Intuitive
- Participants - Add people with names and optional photos.
- Grouping & Sorting - Organize settlements and items exactly how you want them.
- Undo Protection - Accidentally deleted something? Restore it instantly.
- Platform Support - Native on iPhone, iPad, and Apple Silicon Macs.
Built for Real Life
Settleasy handles the messy details of shared finances so you don't have to.
Multi-Currency Made Easy
Traveling abroad? Set your settlement in USD while adding expenses in EUR, JPY, or any currency. Enter exchange rates to convert paid amounts to your base ledger currency.
Income & Expenses Together
Received a group refund or shared income? Add it to the same settlement. Settleasy properly factors income into your budget calculations.
Duplicate Settlements Instantly
Monthly household expenses? Long-press any settlement to duplicate it with your choice of items, shares, and payments carried over. No recreating from scratch.
Split With Precision
Multiple split methods via long-press menus including split equally, by shares, or by specific percentages (10%, 20%, 50%).
Private by Design
100% Local. 100% Private. 100% Yours.
Settleasy stores everything on your device. There are no accounts, no servers, and no data transmission. Your financial information never leaves your iPhone, iPad, or Mac.
You manage settlements yourself—participants don't need the app and aren't tracked. It's your data, your way. Perfect for anyone who values privacy or needs to work offline.
Pro Features
Free: Manage up to three settlements at a time — perfect for testing or light use.
Pro (One-Time Purchase): Unlimited settlements, Family Sharing enabled, and all future Pro features included. One purchase for your whole family.
Why Choose Settleasy?
Unlike other expense splitting apps that require accounts and share data with servers, Settleasy works completely offline. You track expenses, calculate balances, and settle payments — all without exposing your financial information to third parties.
Perfect for splitting bills with roommates, managing household expenses with your partner, or tracking travel costs with friends where privacy and precision matter.