Know Exactly When You Can Buy

Prioritise your savings goals and know the earliest date you can afford each purchase. Simple, private planning with automated purchase timelines. No account required.

BudgetBear Projects
BudgetBear Project Goals

Stop guessing when you can finally buy that next thing on your list. BudgetBear is a simple and private app that turns your goals into a clear purchase timeline. Add your goals, set your priorities, and plan your deposits — all in one calm, clutter-free interface that respects your privacy.

Ready to start planning your purchases? Download BudgetBear today.

Download on the App Store

Why Choose BudgetBear

  • 100% Private & Your Control — Your financial data stays exclusively on your device. No custom accounts, no third-party servers, and no cloud sign-ups — ever.
  • Minimal & Focused — Fast, easy-to-use interface focused on getting things done. No clutter, no unnecessary complexity.
  • Know Exactly When You Can Buy — BudgetBear works out the soonest you can afford each goal, so you're never guessing.
  • Built Around Priorities — Combine your priorities with your planned payments to turn your savings plan into a realistic purchase date for every goal.

Turn Priorities Into a Purchase Date

Take full control of your long-term spending and savings goals with a system built around clarity.

Priority-Based Wishlists

Add target items (goals) with estimated prices and drag them into your exact order of preference.

Dynamic Timeline Calculation

Watch your purchase dates update instantly when you adjust prices, add deposits, or reorder goals.

Flexible Cash Flow

Add single deposits to fill budgets or log withdrawals if you decide to reallocate money elsewhere.

Scheduled Payments

Set up recurring, finite deposit or withdrawal schedules (e.g., every 2nd Tuesday or on payday) to keep your timeline automated.

BudgetBear Project Payments

Key Features for Your Savings Goals

  • Priority Savings Projects — Group related goals into dedicated projects for travel, electronics, household upgrades, or emergency reserves.
  • Smart Allocation — Funds are automatically directed towards your highest-priority goal until it is fully funded before rolling over to the next.
  • Simple & Minimalist — A clean, distraction-free interface built for quick entry without fluff or complex menu structures.
  • Finite Recurring Schedules — Set start dates, end dates, and intervals for recurring contributions without complex rules.

Versatile Savings Use Cases

From sinking funds to major purchases, BudgetBear adapts to your goals.

Sinking Funds

Allocate money for known future expenses like insurance bills, Christmas shopping, or vehicle maintenance.

Everyday Wishlists

Organise the items you want to buy next and see how much faster a new deposit brings your purchase date closer.

Major Purchases

Break down large purchases into manageable recurring contributions and watch your timeline shorten over time.

Add New Payment with Recurrence to Project in BudgetBear

Private by Design

No subscriptions. No trackers. No custom accounts.

BudgetBear keeps everything local — nothing is uploaded, synced, or shared with anyone. Your goals and budget details never leave your device.

Free to start, with a one-time Pro upgrade for unlimited projects — no subscriptions, ever.

Clear & Effective

Whether you're saving for a holiday, a new gadget, or building an emergency fund, BudgetBear is your reliable companion for turning savings goals into concrete purchase dates. Simple, private, and no subscription required.

The best productivity tools get out of your way and let you focus. That's BudgetBear — no unnecessary features, no overwhelming interfaces, just a clear timeline for your goals.